This post is of my personal Top 25 teams as if I'm a voter for the AP or Harris Poll.  I will be going by the following factors:
1) Number of Losses a team has
2) Performance against teams played
3) Head-to-Head
4) Recent Performance
5) Conference Quality

TOP 25 (Record, Previous)
1. Oregon Ducks 7-0 NC
2. Boise State Broncos 6-0 NC
3. Michigan State Spartans 8-0 NC
4. TCU Horned Frogs 8-0 NC
5. Utah Utes 7-0 NC
6. Auburn Tigers 8-0 +1
7. Missouri Tigers 7-0 +1
8. Alabama Crimson Tide 7-1 +3
9. Stanford Cardinal 6-1 +3
10. Wisconsin Badgers 7-1 +3
11. Arizona Wildcats 6-1 +3
12. Ohio State Buckeyes 7-1 +4
13. LSU Tigers 7-1 -4
14. Nebraska Cornhuskers 6-1 3
15. Oklahoma Sooners 6-1 -9
16. Florida State Seminoles 6-1 3
17. Oklahoma State Cowboys 6-1 -7
18. South Carolina Gamecocks 5-2 +4
19. Virginia Tech Hokies 6-2 +4
20. Baylor Bears 6-2 +4
21. Nevada Wolf Pack 6-1 +4
22. East Carolina Pirates 5-2 NR
23. Iowa Hawkeyes 5-2 -8
24. Kansas State Wildcats 5-2 -6
25. Mississippi State Bulldogs 6-2 NR

Also Considered: Northwestern, Southern Cal, Arkansas, N.C. State, Hawaii, Navy, Syracuse, West Virginia, Michigan, Northern Illinois, San Diego State, Miami-FL, Fresno State, Southern Miss, Maryland, Troy, Temple, and Central Florida.